A guide to SMS loans: How to take an SMS loan

If you go missing money for the apartment or you are missing money at the end of each month, there may be several options for how to borrow this money. Here you get an overview of what you need to be aware of when you want to take out an SMS loan.

Loans despite new changes

Loans despite new changes

SMS loans have been around for many years, but in 2019 new rules are expected on how to take an SMS loan. Among other things, it will be harder to get an SMS loan, but it will still be possible. The new changes mean, among other things, that the rate of SMS loans will drop drastically, and in addition, there will be much fewer companies that can offer these SMS loans. This is because there will be many more requirements for the companies offering these loans. See sms loans here and find out if you can make an SMS loan.

Loans despite in debtors list

Loans despite in debtors list

Most people think that they are not allowed to borrow money if they are enrolled in debtors list. But this is a truth with modifications. It is true that the process is a different and more hassle if you are enrolled in debtors list, but it can be done. If you are in debtors list and would still like to borrow, the first thing you need to do is find a guarantor who would like to pledge your loan. That is, the loan provider has a guarantee in the guarantor that this money will be repaid. Once you have found a guarantor, you should then find a loan provider who would like to lend you money despite debtors list. Once you find it, you can borrow just like anyone else.

Requirements for SMS loans

Requirements for SMS loans

There are some requirements to be met when you want to borrow money through SMS loans. The first requirement to be met is that you are over 18 years old and some loan providers require you to be over 21. Another requirement that must be met is that you must have a fixed income to be allowed to take an SMS loan. This you must be able to prove during the loan process. You must also be able to prove that you have no debt to the public. You do this by having your tax papers ready for the loan process. The last claim is a personal claim that is about you having to be willing to repay the loan back and you also have to be able to do it financially.